Get paid. Stay organized. Keep moving.
Accept credit card and ACH payments online, record cash and checks, apply payments across invoices, manage customer credits and refunds, and send professional receipts from one connected system.
Credit cards, ACH, cash, and checks, with no additional SimplySub transaction fees.
See SimplySub Payments in action
Watch a quick walkthrough of how SimplySub helps subcontractors accept credit card and ACH payments, record offline payments, and keep every balance, credit, refund, and receipt organized.
- See how customers securely pay invoices by credit card or ACH
- Record cash, checks, and other payments received outside SimplySub
- Track invoice allocations, customer credits, refunds, balances, and receipts
Every payment stays connected to the customer and invoice
Stop piecing together payment details from bank deposits, notes, emails, and spreadsheets. SimplySub keeps the full story in one place.
Credit Card & ACH Payments
Let customers securely pay eligible invoices online by credit card or ACH bank payment.
Offline Payments
Record cash, checks, bank transfers, and other payments received outside SimplySub.
Connected Records
Keep payments, allocations, credits, refunds, receipts, customers, jobs, and invoices connected.
Clear payment pricing, without extra SimplySub fees
SimplySub does not add a transaction fee. You pay the applicable processing fees, and that is it. We don't make money on your customer payments.
Credit & Debit Cards
Per successful domestic card payment using standard U.S. pricing.
ACH Bank Payments
Capped at just $5 per payment
A cost-friendly option for larger contractor invoices.
ACH makes a big difference on big jobs
Rates shown reflect Stripe's standard U.S. pricing as of August 2026. Stripe pricing, eligibility, custom account rates, international cards, currency conversion, disputes, and optional payment methods may vary. Review current pricing. SimplySub does not add an additional transaction fee.
One clean workflow for every way you get paid
Whether a customer pays through an online invoice or hands you a check, SimplySub keeps balances and payment history accurate without making the process harder than it needs to be.
- Accept secure credit card and ACH payments online
- Choose the payment methods available on each invoice
- Record cash, checks, transfers, and other offline payments
- Apply one payment across multiple invoices
- Keep overpayments available as customer credit
- Apply existing customer credits to open invoices
- Track full and partial refunds against the original payment
- Generate and send professional payment receipts
Apply a payment to one invoice, several invoices, or leave part available as credit.
See what was paid, what remains due, and where every dollar was applied.
Keep refund activity attached to the payment it came from.
Give customers professional confirmation with complete payment details.
What payments actually gives you
A clearer path from an open invoice to a properly recorded payment.
Credit Card & ACH Checkout
Give customers a convenient, secure way to pay eligible invoices by card or ACH.
Invoice-Level Options
Control which available payment methods customers can use for each invoice.
Manual Payment Entry
Keep offline payments in the same history as online transactions.
Partial Payments
Record and track partial payments while keeping the remaining balance visible.
Multiple Invoice Allocation
Split a single payment across the invoices it is meant to cover.
Customer Credits
Hold unapplied money as credit and use it when the customer is ready.
Refund History
Track refunds without losing the relationship to the original payment.
Receipts by Email
Send a professional receipt directly to the customer.
Complete History
Review payments, allocations, credits, and refunds from one organized record.
Invoice Connection
Keep invoice status and balances aligned with recorded payment activity.
Customer-Friendly
Give customers a smooth experience from invoice delivery through payment confirmation.
Less Reconciliation
Spend less time figuring out which payment belongs to which invoice.
How this actually gets used in the real world
However the customer pays, the record stays clean.
A customer pays an invoice online
The payment stays connected to the invoice and the customer receives confirmation.
A check covers several invoices
Record the check once, then apply the correct amount to each open invoice.
The customer overpays
Apply what is owed and leave the remainder available as customer credit.
A payment needs to be refunded
Record the refund against the original payment and preserve the full history.
Someone asks what happened
See the payment, invoice allocations, credit, refund, and receipt details in one place.
Payments FAQ
Straight answers about getting paid and keeping the records organized.
Getting paid should be the easy part.
Give customers a simpler way to pay and give your office a clearer way to track every payment, balance, credit, refund, and receipt.
Built to support your business, not take it over.